Do guarantee mobile phone contracts assure me guarantee of approval?
We can promise up to 95 acceptance rate when you apply for a guaranteed mobile phone contract. Essentially, this types of contracts give you the guarantee of approval even if your credit score is in doldrums. As such, you don’t need to worry so long as you meet the basic requirements, you are good to go.
What minimum requirements do I have to meet to apply for guaranteed mobile phone contracts?
Essentially, the requirements are pretty simple. You simply need to provide proof that you are a citizen of the larger United Kingdom, provide proof that you receive regular income and you must also provide proof that you are a person of legal age. (Over 18 years of age).
Does my credit score play a role as to whether I am approved or not?
The beauty of guaranteed mobile phone contracts is that you do not have to worry about your credit score. What we are simply trying to say is that you are welcome to apply for a phone contract even if you have a history of CCJ or defaults. You therefore do not have to worry about the status of your credit score.
When do you require a person to pay upfront payment prior to approval?
Well, we strive as much as possible to approve every application that lands before us. However, if we feel as if you pose a great risk to the stability of our business due to perennial defaults, we might be forced to ask you for an upfront payment. This deposit is not our money but rather we keep it just in case you fall back in payments. The deposit is refunded to you at the very end of your contract provided that your account with us is in good standing.
What could make my application to be rejected?
In as much as we aspire to approve each and every single application we receive, there are moments when we are forced to reject your application if:
- You willingly provide us wrongful information
- Your application has errors of omission and commission
- You do not meet the basic requirements
- You fail to make an upfront payment in case you are requested to
Can I upgrade to a better package a few months down the line?
Yes. The assumption among many people is that you cannot get an upgrade because you have a poor credit score. Here at Army Phones, we do things a little bit differently. If you are loyal and make payments without defaulting every month, we can assure you that we will review your account within a couple of months and recommend you for an upgrade.
Do you also offer refurbished phones?
Yes. At Army Phones we understand that not everyone is on an equal standing in so far as budget is concerned. There are those who are just happy to avail a refurbished phone while there are those who want a brand new phone. As such, we offer packages for both brand new as well as refurbished phones. The onus is therefore on you to choose the package you are comfortable with.
How long does it take you to approve applications for guaranteed mobile phone contracts?
Our approval process is largely dependent on you. If you meet the basic requirements and provide us with all the information we need, we can promise that we will process your application within hours. We endeavor to approve applications within 24 hours or less.
What is the projected contract length?
For our guaranteed mobile phone contracts, we have set the minimum contract length you can be locked in at 18 months. However, the maximum length is at your behest. It’s up to you.